It helps explain why voters can rate Congress as a whole poorly while still re-electing their own representative.
Once someone wins a seat in Congress, it's usually much easier for them to win again than for a newcomer to beat them.
High re-election rates mean relatively few seats are truly competitive, concentrating campaign spending and attention on a small number of districts.
Incumbents have official staff, taxpayer-funded communications, and established donor networks that challengers typically lack.
Helping voters with federal agencies and securing local projects can build personal loyalty that crosses party lines.
Years of media coverage and campaigning give incumbents name recognition that new candidates must spend heavily to match.